How to Get Free Travel Insurance

Save Money and Get Insured

Author: The Traveling Professor/Tuesday, January 30, 2018/Categories: Travel Tips

Rate this article:
5.0

If you ever get to meet The Traveling Professor, he will constantly brag about how he is considered to be a travel expert by The New York Times.  See this New York Times article.  Seriously folks, listen to The Professor's advice on how to get the most valuable travel information for free.

  • Trip Cancellation:  Get the cost of the trip refunded if it is cancelled.
  • Trip Interruption:  If a trip is delayed due to weather, lost passport, transportation delays, reimbursement can be made.
  • Emergency Medical/Dental Coverage: Since most domestic medical coverage including medicare, is not available overseas, this is especially important if traveling abroad.
  • Baggage Delay/Lost Luggage/Change Fee Coverage/Rental Car Coverage, etc.:  All this can be covered free.

The best way to get free travel insurance coverage is to have the right credit card.  I recommend:

Barclay Card:   This is my favorite card for trip insurance.   See the benefits here.  This card has the lowest annual fee of the 3 cards mentioned here.

MasterCard World Elite:  Another one of my favorites. When I was delayed in Philadelphia, the insurance provided by the card paid for my overnight hotel bill and meals.  It has a stiff fee of $450 annually but it comes with American Airlines Admiral's Club membership.  The $450 fee paid for itself.  Here are the travel insurance benefits, some of the best to be found.

Chase Sapphire Reserve:  The mother of all travel credit cards, but with a $450 annual fee (easily outweighed by the $300 travel credit plus points earnings) it is easily worth it.  Here are the insurance benefits.

So, all three cards do have fees but just they will be practically cancelled by the benefit of not having to purchase travel insurance.


Number of views (732)/Comments ()

«June 2019»
MonTueWedThuFriSatSun
27

How to Deal with London's LHR Airport

Getting Through LHR securityWhile we appreciate the concern for tight security at airport screening stations at every airport, London's Heathrow Airport has a particularly thorough procedure.  Along with lengthy times to transfer between any of its 4 passenger terminals (terminals 2-5), passing through LHR to transfer to another flight can be a particularly stressful exercise in making a connection on time.  For instance, on a recent trip from Glasgow to LHR to Dallas, we had a 2 1/2 hour layover.  We needed almost every minute on that layover in London to make that connection.  In this blog post, I give tips on what to consider, and how to deal with transferring through London's Heathrow airport.

Read more
282930

4 Ways to Save on Airfare that Make No Sense

crazy ways to find low airfaresNo one can figure out how airlines price fares. There are a lot of theories like always fly on a Tuesday or Saturday, buy airfares on a Tuesday, and many other ideas.  The Traveling Professor prices out airfares for hundreds of travelers each year, and although it is difficult to find any consistency to how airfares are prices, check out some of the techniques The Professor uses to find the best fares.

Read more
31

5 of the Best Markets in Paris

best markets in ParisOn The Traveling Professor's small group tours to Paris, we always find time to visit at least two or three of the best markets in Paris. Every market has its own distinctive features and characteristics.  Some may feature food, some may feature only organic products.  Some may feature clothes and accessories.  Some of the best markets in Paris feature a combination of all of the above. In any case, there are few things as authentic as strolling through a market in Paris. Check out The Professor's blog post and find out about the best markets in Paris.
Read more
12
34

Top 10 Traits of the Experienced Traveler

Experienced Traveler TraitsThere was a time where The Traveling Professor was an inexperienced traveler.  He packed too much, spent much more money than he should have, wasted a lot of time, and missed out on great local culture and food.  But after years on the road, The Professor has learned much and is happy to pass his wisdom on to you.  Here are his Top Ten Traits of the Experienced Traveler.

Read more
56789
10111213141516
17181920212223
24252627282930
1234567