The Best Credit Card for Travel Insurance

Great Benefits at a Great Cost

Author: The Traveling Professor/Sunday, April 17, 2016/Categories: Travel Tips

Rate this article:

I originally paid $450 per year for the Citi American Airlines AAdvantage Executive Card for the following benefits:

  • 50,000 bonus miles
  • Admiral's Club Membership (worth at least $350 per year)
  • 10,000 Elite Qualifying Miles Based Upon Making $40,000 Annually in Purchases
  • No Foreign Transaction Fees
  • Priority Boarding and Priority Airport Screening (you will need it this summer).

There are other benefits too but since I obtained the card they have added a benefit to reimburse me up to $100 for my TSA Global Entry fee.

Now in terms of travel insurance, I previously purchased a policy for $120 per year for international coverage for emergency medical and evacuation insurance.  However, now the Citi American Airlines AAdvantage Executive Card covers this cost for me with these benefits:

  • Emergency Medical Coverage Overseas (your domestic policy probably does not cover you for medical expenses overseas)
  • Up to $100,000 in Medical Emergency Evacuation
  • Trip Cancellation/Interruption:  Up to $5,000 for Incidents Such as Illness, Being Fired or Laid Off from Job, Call to Jury Duty, Pet Injury or Illness, Severe Weather, Missed Connections, Supplier Going Out of Business, Terrorist Incident at Traveler Destination.  For a complete explanation of benefits provided by this card, see:

Disclaimer:  It is important to read and understand the coverages, limitations, exceptions, and conditions surrounding this and any other insurance policy you may purchase.

Is the $450 fee worth it?  For me it is.  When I figure my Admiral's Club fee is about $350 per year and I pay about $120 per year for overseas health insurance along with at least $100 every 5 years for Global Entry, this card is definitely worth it considering there are probably going to be fees for ANY card I get and with all the other perks the card gives me.

Subscribe to our mailing list

* indicates required

Number of views (1616)/Comments ()

«June 2019»

How to Deal with London's LHR Airport

Getting Through LHR securityWhile we appreciate the concern for tight security at airport screening stations at every airport, London's Heathrow Airport has a particularly thorough procedure.  Along with lengthy times to transfer between any of its 4 passenger terminals (terminals 2-5), passing through LHR to transfer to another flight can be a particularly stressful exercise in making a connection on time.  For instance, on a recent trip from Glasgow to LHR to Dallas, we had a 2 1/2 hour layover.  We needed almost every minute on that layover in London to make that connection.  In this blog post, I give tips on what to consider, and how to deal with transferring through London's Heathrow airport.

Read more

4 Ways to Save on Airfare that Make No Sense

crazy ways to find low airfaresNo one can figure out how airlines price fares. There are a lot of theories like always fly on a Tuesday or Saturday, buy airfares on a Tuesday, and many other ideas.  The Traveling Professor prices out airfares for hundreds of travelers each year, and although it is difficult to find any consistency to how airfares are prices, check out some of the techniques The Professor uses to find the best fares.

Read more

5 of the Best Markets in Paris

best markets in ParisOn The Traveling Professor's small group tours to Paris, we always find time to visit at least two or three of the best markets in Paris. Every market has its own distinctive features and characteristics.  Some may feature food, some may feature only organic products.  Some may feature clothes and accessories.  Some of the best markets in Paris feature a combination of all of the above. In any case, there are few things as authentic as strolling through a market in Paris. Check out The Professor's blog post and find out about the best markets in Paris.
Read more

Top 10 Traits of the Experienced Traveler

Experienced Traveler TraitsThere was a time where The Traveling Professor was an inexperienced traveler.  He packed too much, spent much more money than he should have, wasted a lot of time, and missed out on great local culture and food.  But after years on the road, The Professor has learned much and is happy to pass his wisdom on to you.  Here are his Top Ten Traits of the Experienced Traveler.

Read more