Click HERE to view an actual annual insurance policy with limits, coverages, amendments (amendments vary by state), terms and conditions.
For those who take more than one international trip per year, an annual insurance plan may be the best option. It gives coverage from the start date of the policy until a year later, no matter how many trips are taken as long as no individual trip is more than 45 consecutive days. Travelers are required to have an existing primary health insurance policy.
There is plenty of flexibility depending upon how much of your trip you want insured with an annual travel insurance plan. Each package provides health, accident and emergency transportation coverage, something every traveler should have. As far as trip cancellation/interruption/delay and baggage coverage, the Annual Deluxe Policy provides an amount of coverage that you may feel comfortable with. For those who want more of their travel investment covered, the Executive Plan is there to consider.