The Best Deal in Travel Insurance is Here

Great Coverage and It Won't Cost a Thing

Author: The Traveling Professor/Monday, March 11, 2019/Categories: Travel Tips

Rate this article:

The chance of a traveler needing to use traveling insurance is slim.  The debate over whether to travel with travel insurance has been long discussed, but see The Traveling Professor's comments in this New York Times "The Haggler" article.  

In the last year or so we have had travelers:

  • Cancel trips due to health reasons.
  • Have trips delayed due to weather (think Iceland)
  • Have baggage delayed due to baggage missing connecting flights
  • Lost passport
  • Minor medical issues (sprains, upset stomach, colds)
  • Have flights delayed due to airline issues

All of the above would be covered by trip insurance.   On top of it, travel insurance could have been provided for free.

Let's go through an example.  Say 2 people are going on a cruise to Croatia departing on August 27 and returning September 7.  The flights are about $1,200 each and the cruise is $3400 per person. You would want to insure your trip for about $9200 and of course have medical coverage, trip cancellation, trip delay, and MOST IMPORTANTLY, medical evacuation insurance (costs for transporting ill travelers back home).

In looking online on Insure My Trip, we can get a policy quote for two people in the range of $343 to $454.  Not bad.

However, if you charge all or part of your trip with a credit card that provides trip insurance, you may have sufficient insurance coverage without having to pay an extra cent and without having the hassle of doing all the paperwork to apply for travel insurance.

The Traveling Professor prefers the Chase Sapphire Reserve Card or the MasterCard World Elite Card for premium travel insurance.  These two cards carry fees (from $400-$450 per year) but other options can be found with other cards providing travel insurance

The terms, conditions and coverage of every insurance policy varies.  It is extremely important for the traveler to review these terms and conditions of travel insurance policies offered by these cards.

Join The Professor on one of his small group tours to Europe and South America.

Number of views (388)/Comments ()

«July 2019»

2 Hotels in the Marais in Paris

hotels in MaraisThe Marais area of Paris is one of the most delightful and desirous places to stay.  It is a charming area that retains much of the traditional Paris architecture, culture, and best of all, cooking.  It is full of markets, relaxing squares, wonderful bakeries and restaurants. It is an excellent place to base a stay in Paris for the good travel connections too.  See The Traveling Professor's picks for hotels in the Marais section of Paris.

Read more

Where to Eat in Edinburgh Scotland

small group tours to ScotlandThe Traveling Professor small group tours to Scotland are consistently sold out, sometimes 18 months in advance. Scotland has plenty to offer.  There are great cities like Edinburgh and Glasgow.  The Scottish Highlands have some of the most spectacular scenery one could ask for and when there is train travel involved like on The Traveling Professor's small group tours to Scotland, it is even more spectacular. Almost anyone who travels to Scotland spends time in Edinburgh.  In this edition of The Traveling Professor's blog post, we give you our Edinburgh restaurant list. 

Read more

The Absolute Best Places to Eat in Rome, Venice and Paris

Andy Herbach Eating and DrinkingWhenever we go on a small group tour to Italy or Paris (or anywhere else, for that matter), I strongly suggest travelers take a copy of Andy Herbach's books.  Andy Herbach is the author of the Eating & Drinking series of menu translators and restaurant guides, including Eating & Drinking in Paris, Eating & Drinking in Italy, Eating & Drinking in Spain and Portugal and Eating & Drinking in Latin America.  The Professor can tell you, without equivocation, these are the best guides for not only selecting the best places to eat, but in helping diners read and translate what's on the menu.  No more "point and pray" when selecting from a menu.  Andy's guides help you order confidently and correctly from the menu.
Andy is also the author of several books published by Europe Made Easy Travel Guides, including Paris Walks, Europe Made Easy, Italy Made Easy, Paris Made Easy, Berlin Made Easy, Amsterdam Made Easy, French Riviera Made Easy, Provence Made Easy, Oslo Made Easy, and Barcelona Made Easy

Read today's blog post to find Andy Herbach's best restaurants in Paris, Venice, and Rome.

Read more

Shockingly Low Air Fares to Europe

cheap airfares to europeEveryone is always looking for inexpensive flights to Europe. I can remember flying R/T between New York and Paris in 2000 for $351 and I thought that was a bargain.  Can you get to Europe even cheaper now?  You sure can.  By using some easy strategy, it is easy to get to Europe on legacy airlines like American, Delta, and British airlines. Check out today's blog post and see The Traveling Professor's tips on bargain airfares to Europe both in economy and luxury class. 

Read more